Credit information, consolidation and credit market performance: bank-level evidence from developing countries

Fosu, Samuel (2014) Credit information, consolidation and credit market performance: bank-level evidence from developing countries. International Review of Financial Analysis, 32. pp. 23-36. ISSN 1057-5219

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Abstract

Paying particular attention to the degree of banking market concentration in developing countries, this paper examines the effect of credit information sharing on bank lending. Using bank-level data from African countries over the period 2004 to 2009 and a dynamic two-step system generalised method of moments (GMM) estimation, it is found that credit information sharing increases bank lending. The degree of banking market concentration moderates the effect of credit information sharing on bank lending. The results are robust to controlling for possible interactions between credit information sharing and governance.

Item Type: Article
Keywords: Information sharing, Banking market concentration, Bank lending, Governance
Schools and Departments: University of Sussex Business School > Accounting and Finance
SWORD Depositor: Mx Elements Account
Depositing User: Mx Elements Account
Date Deposited: 11 May 2022 11:14
Last Modified: 11 May 2022 11:15
URI: http://sro.sussex.ac.uk/id/eprint/105826

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