Racial and gender discrimination in the micro firms credit market?: Evidence from Trinidad and Tobago

Storey, David (2004) Racial and gender discrimination in the micro firms credit market?: Evidence from Trinidad and Tobago. Small Business Economics, 23 (5). pp. 401-422. ISSN 0921898X

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Abstract

This paper examines the Market for loans from banks to micro- and small enterprises in Trinidad and Tobago. It tests for the presence of racial and gender discrimination. It takes the reported refusal to grant loans to groups, when all other indicators of credit-worthiness are taken into account, as evidence of discrimination. The paper distinguishes between Application and Denial Rates. It finds that, once all other indicators of credit-worthiness are taken into account, neither Application nor Denial rates differ significantly by gender. Reported Denial rates are, however, higher for Africans compared with other ethnic groups, implying the possible presence of discrimination

Item Type: Article
Schools and Departments: School of Business, Management and Economics > Business and Management
Depositing User: David Storey
Date Deposited: 06 Feb 2012 19:54
Last Modified: 06 Jun 2012 11:08
URI: http://sro.sussex.ac.uk/id/eprint/22888
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